Credit Fein
Debt Collector Violation Specialist
Illegal Debt Collections May Be Hurting Your Credit We Review Them for Free
We analyze your collection accounts for compliance issues under consumer-protection laws no blind disputes, no upfront fees, and no pressure to move forward.
Real Cases. Real Results.
Documented wins that changed lives
Debt Collectors Exposed & Defeated
When collectors violate federal law, they pay the price. Here's what happens when you fight back with the right documentation.
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Why You're Here
If any of these sound familiar, you're in the right place.
Aggressive collector calls at all hours
Threatening emails and letters
Fear of being sue
Denials for housing, cars, or funding
Reinserted collections after sweeps
Anxiety every time the phone rings
WHAT WE DO
Free Debt Collection Compliance Review
We review your collection accounts to determine whether they appear to be reported accurately and in compliance with consumer-protection standards.
This includes:
Reviewing how the account is reported
Identifying potential inconsistencies or red flags
Evaluating whether further action may be appropriate
You’ll receive clear, honest feedback — even if there’s nothing we can act on.
Credit Sweep vs. Discharge
Understanding the difference could save you years of stress.
Credit Sweep
Temporary deletion only
Collectors can reinsert anytime
Does not stop lawsuits
Does not stop harassment
No legal enforcement power
Does not resolve the actual debt
Discharge
Federal-law-based documentation
Stops harassment when violations documented
Protects against lawsuit escalation
Evidence trail forces collector compliance
Partnered attorney escalation available
Full discharge when violations confirmed
What Most People Aren’t Told
Step 1: Submit Your Information
Provide basic details about your collection accounts using our secure form.
Step 2: Violation Analysis
Our team reviews the account for possible compliance issues and reporting concerns.
Step 3: Onboarding
You’ll be informed of:
What was found (if anything)
Whether further action may be appropriate
Available next steps (if applicable)
No pressure. No obligation.
WHY CLIENTS CHOOSE US
Free review with no upfront fees
Secure and confidential process
Clear and honest assessments
Education focused approach
We provide straightforward feedback even when no action is recommended.
REAL OUTCOMES WE HAVE SEEN
Collection accounts corrected or removed after compliance issues were identified
Reporting errors addressed through proper review and escalation
Dispute statuses updated accurately
Accounts verified when no violation existed and clients informed clearly
Results vary by case. Not all collections qualify for discharge
Frequently Asked Questions
What is debt discharge and how is it different from credit repair?
Debt discharge uses federal consumer protection laws (like the FDCPA and FCRA) to permanently eliminate debt collections. Unlike credit repair "sweeps" that temporarily dispute items only to have them return, debt discharge addresses violations by collectors to legally eliminate the debt and remove it from your credit report for good.
How long does the debt discharge process take?
Most cases are resolved within 30-60 days. The exact timeline depends on the complexity of your case, the number of collections, and how quickly collectors respond. Our priority processing option can help expedite your case.
What types of debt can be discharged?
We can help with most consumer debt collections including credit cards, medical bills, personal loans, auto deficiencies, and utility bills. Student loans and certain government debts have different rules but may still have options depending on collector violations.
Will this hurt my credit score?
No, quite the opposite! When collections are successfully discharged and removed from your credit report, your score typically increases significantly. Our clients see an average improvement of 80-150 points after their collections are eliminated.
Choose Your Path
We Have 2 Powerful Offers For You
Select the option that best fits your needs and start your debt discharge journey today.
Done With You
$99
Personalized guidance on preparing documents
Help identifying violations and leverage points
Proper submission strategy
Escalation steps if a collector resists
Support through the entire discharge process
You’re not doing this alone— we walk with you through every phase.
Do It Yourself
DIY
Video Courses – Follow the step-by-step training guides
Document Templates – Use the ready-made templates as instructed
Provide Required Information – Submit all documents and details needed to file your case
Self-Guided Completion – Follow instructions and complete all actions independently
Note: Progress and results depend on timely follow-through and providing all required materials.
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24-Hour Response Time
1000+ Cases Filed
Get Your Free Compliance Review
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